Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Love you!

I have been a customer for over 12 yrs, when this was originally VPI. Your service has gotten better and better. I appreciate the rapid claim turn around as you know, vet bills can be astronomical! Thank you so much for what you do for us!
5

out of 5

POSTED: | BY: Todd Cohen

Timely review and communication

I like the ease and speed that claims are processed, but I just wish more things were covered.
4

out of 5

POSTED: | BY: Sharon Opdyke

glad to have insurance on a pure bred dog, but wish it covered more of total costs put out

Decided to purchase insurance on 2nd Doberman after multiple issues w/first Dobie. So far is worth it but costly and doesn't cover a lot of the expenses. I feel it's more of a catastrophic coverage policy. It does give a portion back on normal fees and the process is simple w/my vet sending the info to Nationwide. Nationwide is prompt at refunding as well and when I've had to speak w/representatives they are very helpful and polite.
4

out of 5

POSTED: | BY: Shannon

New pay promptly is great

I like that Nationwide has been paying my claims quickly - its very helpful -- while sometimes I do not get back as much as I would like, it is helpful at this time in my dog's life as she is a senior dog now, and needs more support.
5

out of 5

POSTED: | BY: sharon

The Ultimate Pet Insurance

After having 4 sweet & furry four legged babies, we decided to obtain pet insurance. With much research and trepidation, we enrolled with Nationwide. All of our fears were quickly eliminated after our first claim! It is without a doubt the easiest process; easy submittal, quick processing time, customer reps available without any delay and speedy payments. We are so pleased that we chose Nationwide and have recommended the plan to others with confidence. Thank you for eliminating our doubts and ensuring insurance for our best friends.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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