Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeannette quiles

Great Pet insurance

Affordable and great pet insurance
5

out of 5

POSTED: | BY: Patricia Benson

Great coverage

Happy with the insurance
4

out of 5

POSTED: | BY: Chef David

Great communicators

One thing is for sure. Nationwide is very good at communication-- mostly all of it through email correspondence. The claims process is clearly presented upon receipt of the initial claim, explanation of benefits, and follow-up. Even the occasional mailing of general cat wellness information is helpful.
5

out of 5

POSTED: | BY: Michele Freda

Very timely in issuing checks

Very timely in issuing checks. I was a little disappointed in the $30 increase in my premium this new period.
4

out of 5

POSTED: | BY: Robin Hrdlicka

It's really pretty easy to file a claim with the app.

Pet insurance is a monthly expense, but if you can afford it, it offers great peace of mind if and when pet health issues arise. Nationwide has always been very prompt in reviewing any paying my claims for my Cairn Terrier, Riptide. The VitusVet app is fairly easy to use to photograph the vet bill and submit the claim.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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