Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Easy claim process

Filing claim was super easy. Received reimbursement very quickly.
5

out of 5

POSTED: | BY: Peggy Zilinsky

The Best pet insurance I have ever had

I highly recommend Nationwide Pet Insurance. It is a superb insurance company.
5

out of 5

POSTED: | BY: diana WEBSTER

Thanks for your help

My dog had a bad reaction to drugs prescribed by vet over the weekend. I chatted with the vet help line and was given instructions on how to help him until I could call our vet on Monday.
5

out of 5

POSTED: | BY: Dawn

Best investment for the health of your pet, including wellness care

Being on a fixed income, I looked into the costs of wellness plans and pet insurance when adopting my kitten since vet costs can be unpredictable at times and I still had booster vaccines and preventative flea costs to calculate. After comparing the costs from various providers of having both a wellness plan and emergency/illness insurance for my pet, Nationwide was hands-down the best pricing. I thought I would need to purchase separate plans for wellness care and other care, but Nationwide is the only pet insurance provider that includes both options under one policy AND is reasonably priced with a competitive deductible and higher reimbursement percentage. My kitten met his deductible in just a couple routine wellness visits, so now I can actually look forward to picking up his preventative each month, knowing that 90% of it is covered. Even my vet's office is amazed by how comprehensive and easy claims management is with Nationwide. So far my only issues are that filing the claims online can't be done from within my customer account login, but I am able to submit them online using a different link on the website. Payment is also reimbursed to me electronically via ChasePay, so I had to set-up an account initially to receive the payments and have them sent to my bank account. The first time you do that is important since you have to accept the payment in your ChasePay account as well as authorize it to be sent to your bank account. If this isn't done, the payment is sent back to Nationwide. After the set up your ChasePay account the first time, you can choose automatic transfer to your bank account for future payments. But electronic payments are pretty quick after I submit a claim, so far I have the money back into my bank in less than a week in most circumstances, which includes processing time for the claim and the money transfers. I have recommended Nationwide Pet Insurance to everyone I know with a furry companion.
5

out of 5

POSTED: | BY: Cynthia G

Nationwide is the best for me and my pet

I couldn't do it without you guys. Thank you for being there for me and Smokie! He is the pride of my life.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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