Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Rebecca Parrott

Fast Turnaround-Most of the Time

I have had very few issues since signing up for Nationwide Pet Insurance. Sometimes if I submit a bill for anything over a small amount it takes more time than usual. While I understand it does take more times sometimes, it can feel like the company is trying to find a way around paying for a large bill or condition that will require on going treatment.
5

out of 5

POSTED: | BY: Kelsey

It's so easy to submit a claim!

I use the VitusVet app recommended by Nationwide to submit my vet visit claims and they make it so easy! Submitting claims can take a long time especially if you aren't sure what you are doing, but through the app, all I have to do is take a picture of my invoice, indicate the total amount and submit! Nationwide then looks at it and let's me know what is eligible and what isn't taking the guess work out of everything.
5

out of 5

POSTED: | BY: Sandra Fujihana

Fast....reimbursement

Mia had 14 stones in her bladder and removal of 3 teeth...her bill was over 1300.00....but to my surprise I got most of my money back provided I got the best coverage for her!!!!
5

out of 5

POSTED: | BY: Debora Schwamberger

Peace of mind

My dog has always been super healthy but now, he will be turning 11 in February, I am expecting to see him decline a bit. I keep him on a balanced diet and yp to date to all his vaccines. Lately he had a dermatitis that tool months to completely heal. Having a pet insurance gave me piece of mind.
5

out of 5

POSTED: | BY: Debora Schwamberger

Peace of mind

My dog has always been super healthy but now, he will be turning 11 in February, I am expecting to see him decline a bit. I keep him on a balanced diet and yp to date to all his vaccines. Lately he had a dermatitis that tool months to completely heal. Having a pet insurance gave me piece of mind.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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