Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth Fulton

Very helpful insurance.

Very helpful insurance. I would do it again for any future pet. Sometimes it takes a long time for a refund but on the whole its great. Thank you so much for your help.
5

out of 5

POSTED: | BY: Karen and

We’re very pleased with Nationwide

The monthly cost of our pet coverage is well worth it. I cannot say enough about the great service and quick resolution of claims.
5

out of 5

POSTED: | BY: Kathy Arena

Excellent friendly fast service

My review is an exceptional caring company
5

out of 5

POSTED: | BY: Clare Dufendach

New client

Customer service representative answered all my questions either courtesy and knowledge. Paper claim submitted and claim processed quickly. Explanation of benefits easy to understand.
5

out of 5

POSTED: | BY: Sherri

Customer Service Very Helpful and Caring

We have been with Nationwide since they took over VIP Dog Insurance (which we were with for our previous dogs). I would recommend pet insurance to anyone...regardless of the pets age. Stuff happens and it truly helps you make better decisions. The only thing I wish they could change is security code to get in. As we were back when it was VIP Pet Insurance and I don't remember my code...20+ years ago. I cannot check online as I don't know the code. I wish they could just eliminate my previous code and I could set up a new one...not happened for over 1 year. Apparently they can't and I would always have to call in if I want to know something. Somewhat frustrating, but otherwise good. Sherri

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

Get a quote today

Leave a review