5
out of 5
POSTED: | BY: Pauline
I’m so glad I have this insurance
Great coverage. It really helped me
4.8
out of 5
Number of reviews 25,247
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1
out of 5
POSTED: | BY: Robert
Some people clearly suck at their jobs and need to be fired.
When my cat was a kitten, I got him on a policy. He had worms and another minor issue at the time. These conditions were treated. Nationwide has records of this, because I submitted the claims and receipts, so they clearly know this. They put a "pre-existing" tag on his policy. I had to jump through hoops to get this removed, which shouldn't have been on there because they have the records and know this was addressed. The claim ultimately got paid, but it was way too long of a process and a lot more work that it needed to be. I also realized that I had a past claim rejected for this same reason. That's on me for not catching that one (I had multiple things on that claim and it slipped through the cracks.) I found the overall level of poor service staggering. Embrace Pet Insurance is starting to look appealing.
5
out of 5
POSTED: | BY: Stephanie
Easy and simple to use.
Great service. Well worth it. Very easy and implementation to submit a claim.
5
out of 5
POSTED: | BY: Magdalena
Pet insurance is worth every penny!!!
Love having this insurance for both my fur babies!! You guys have been excellent!!
5
out of 5
POSTED: | BY: Robin
Slightly difficult getting an online claim set up but eventually it worked.
Getting the online claim was at first difficult but I was able to get the claim started with 2 tries. After which I downloaded the veterinarian’s receipt and a copy of the receipt within 2-3 days I received a notification of my claim processing and reviewing. About 3-4 days after the processing I received another email that payment would be made and I could deposit the insurance claim amount to my bank account which was very easy. (OnceI had set up a bank account, the funds could be deposited.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.