Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Derek Parsons

We are more than pleased with our insurance choice with Nationwide.

We are so glad we decided to get insurance through Nationwide. The claim process couldn’t be more easy. Thank you for all you do.
3

out of 5

POSTED: | BY: Cindy Montgomery

Drastic rate increase for new year

I like having Queenie insured; but her rate just drastically increased for the new year. I think it’s absurd just because you put a minor claim in.
5

out of 5

POSTED: | BY: JennIfer Campbell

Nationwide lives up to their word

My dog was hospitalized for two nights with gastroenteritis, which resulted in a large bill. Nationwide covered 90% of the claim. I was so appreciative to not have the financial worry. This company has helped me out on many occasions.
5

out of 5

POSTED: | BY: ed bernstein

great

i use Nationwide for all my insurance needs. you are the best.
4

out of 5

POSTED: | BY: Alexia Andrade

Pretty good!

We have the wellness plan and have been fairly happy with nationwide. Our one concern is that they don't cover allergies or anything remotely looking like allergies. Frankie got a hot spot from playing at camp and Nationwide claimed it was an allergy and chose not to cover our bill. Dogs get hot spots all the time and it doesn't have to be allergy related. Other than this issue Nationwide has covered 90% of any medical expenses and that's been great.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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