Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Laurel

Big Al had to have his super happy tail amputated.

Aldo is a super sweet giant and all he wants is love. About a month ago we started to notice a funky smell coming from him. We took him to the vet for his annual visit and while we were waiting in the exam room he whacked his tail on the wall and it started to bleed. The vet examined him and determined that the smell was coming from his tail. They cleaned and examined his tail and informed us that our happy dog had happy tail syndrome and an infection. We treated the infection with antibiotics and used some items from around the house to create a little protective cone for the tip of his tail. Unfortunately, he was too happy and he would whip the cone off of his tail multiple times a day. There was a lot of blood and anxiety for about a month. After a month of trying to contain the bleeding and keep his tail free of infection I had had enough and the vet didn’t think we would ever see a healthy blood free tail again. We scheduled him for a partial tail amputation 4 days later. The evening before surgery the very tip of his tail fell off. It was a tough night for him and emotionally exhausting for us. The next day he had his amputation and hung out with the vet clinicians all day until he was cleared to come home. He had some bleeding that day so we had to go back for incision check the next day but other than that, he has been an angel. He seems happier, we seem happier, nobody is getting whipped by his tail, and the entire house seems less chaotic. Nationwide covered almost all of the vet expense. Without nationwide we wouldn’t be able to have Christmas gifts for our family this year and we wouldn’t be able to cuddle up on the couch with our giant pup.
1

out of 5

POSTED: | BY: Andy

This is not insurance. It's a scam

Wow. I really should have done more research for this AWFUL pet insurance. Seems like no matter what I take my dog to the vet for they don't reimburse. Dog swallowed a rope and the costs raked up but I wasn't too concerned financially because "I have insurance" turns out all I have is a company that will find any excuse to not actually reimburse you. Seriously. Not one DIME. Pre existing condition???? I will be cancelling first thing tomorrow and going elsewhere. DO NOT GET SUCKERED LIKE ME AND MANY OTHERS LIKE ME. It's. A. Joke.
5

out of 5

POSTED: | BY: Sandra

Great

Awesome service
5

out of 5

POSTED: | BY: J

Easy

Simple, easy filing of claim
5

out of 5

POSTED: | BY: Courtney Adkinson

Insurance has been useful

Nationwide has saved us hundreds with our bulldog. The claims process should be more automated and paperless but it’s quick and that’s very good.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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