Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Georgia Diehr-Evans

We appreciate getting $200 back from our $300 visit.

Alley had an infected looking lesion on her ear. The vet felt it needed a biopsy. We didn't hesitate because we knew we had the insurance. The claim Wass processed quickly and we were reimbursed for the procedure.
5

out of 5

POSTED: | BY: Jennifer Kay

Satisfied

Everything has been very satisfactory
5

out of 5

POSTED: | BY: Dave Snyder

We appreciate the wonderful and timely service!

Wonderful job.
5

out of 5

POSTED: | BY: Kathleen Cattani

Great, reliable pet insurance

We have been very happy with this pet insurance. They have covered claims reliably and efficiently.
3

out of 5

POSTED: | BY: Rita Lowry

Why did you drop breeding coverage?

I do not understand why you dropped the breeding coverage. I know it can be costly, but it is also short-term as most females are only bred a few time. I had expenses related to breeding of my female, BUT YOU ALSO GAINED 8 NEW CUSTOMERS FROM MY BREEDINGS. And, now that my dog has had 2 litters & is 4 years old, she is done being bred. You will more than make up for the breeding expenses from my getting you 8 new dogs that are insured and just over the remainder of my females life. Now, if I choose to breed my 5 month old in the future, I will have to look for a new insurance company. I use to HIGHLY recommend Nationwide - I am not inclined to do so anymore.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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