Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
2

out of 5

POSTED: | BY: Katie

Unreliable and unresponsive

Ever since getting Nationwide insurance, it has been an uphill battle to get my claims paid. The worst part is they have added an ‘exclusion’ to my policy called ‘bandage’. Their customer service team can not explain to me what that means but it looks like an issue my dog has that requires a bandage will not be covered by my policy. I have called them dozens of times with no progress. It’s extremely frustrating.
5

out of 5

POSTED: | BY: Rob

Fast Response

Received reimbursement check about one week after I submitted the claim. Insurance covered 90% of cost for health check up, vaccinations, heart worm, flea & tick meds.
5

out of 5

POSTED: | BY: JoAnne

I am extremely happy with the service I have received over the years from BPI and now with Nationwide.

Sundance is my 4th boxer covered by Nationwide (VPI). I have been extremely happy with the care I have received. It is a good feeling to know my boxers can receive excellent veterinary care and know that my claims will be reviewed and paid in a timely manner. I sometimes brag that my dogs have better medical insurance than my friends with their own medical insurance. Thank you.
5

out of 5

POSTED: | BY: MARYALICE

So glad there's an insurance to help me pay for my pet's medical needs

Glitter have an insurance that helps pay for my pet needs
5

out of 5

POSTED: | BY:

excellent Service

Nationwide is a pleasure to do business With.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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