Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
3

out of 5

POSTED: | BY: Carolyn Bilofsky

Love nationwide

Best insurance for older dogs. The maintance plan pays for itself. After losing 2 dogs without insurance, I will never be without dog insurance again. Still paying off CareCredit from 3-5 years ago.
4

out of 5

POSTED: | BY: Ozzie Gomez

Expensive

Over all Nationwide is easy to make your claims, however, I am deeply disappointed at the cost and how every year the cost goes up in large amounts. I can understand cost for the insurance going up a few dollars a year but when it goes up $70 - 80 dollars per year that's excessive. Sorry, not renewing with NAtionwide after 3 years enough is enough.
5

out of 5

POSTED: | BY: Elena Kolesnikova

Excellent service for my dog!

I have had my dog Lily insured with Nationwide since she as a tiny pup. The process of filing a claim is very easy and straightforward, and the turnaround time for processing claims is quite speedy. The premiums are not cheap but the coverage is great. I am happy Lily is covered!
5

out of 5

POSTED: | BY: Peggy Pavek

Hannah is doing great❤️

Very satisfied
5

out of 5

POSTED: | BY: Sheila Stokley

I don't know where I'd be without Nationwide Pet Ins. Because of them, my sweet girl is alive!

I have had Nationwide pet insurance on several pets, and with my "Full Throttle" Labrador Retriever, this insurance has really paid off. Having this insurance has allowed Ellie Mae to get the care she needs, when she needs it. I have never had a problem with claim reimbursement, and customer service has always been exceptional. Nationwide Pet insurance has by far exceeded my expectations.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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