Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gary Wilkins

Expensive, but 100% worth it in both costs and peace of mind

My cat’s insurance premium is expensive and I pay it all at one time. However, I have no intention of ever going without it because it provides extraordinary piece of mind, covers expenses and claims with exceptional ease, speed, and efficiency.
5

out of 5

POSTED: | BY: Christine

Claim process went smoothly

We have been extremely happy so far with Nationwide. They have processed and paid for all claims we filed which has been a comfort as we try to determine what is wrong with our kitty
5

out of 5

POSTED: | BY: Sam

Reply to your email checking up on louie

This is one of the nicest emails I’ve receive in a long time. How sweet of your company to write an email like this. It means a lot. Louie is doing great. We were very concerned and worried about the big bump we found and of course were fearing the worse. But thankfully it turned out as good news. Again thanks for caring. Great customer service.
5

out of 5

POSTED: | BY: MJ

Best insurance

Seriously the best plan.
5

out of 5

POSTED: | BY: Alana

I understand my dog's policy better than my own health care plan; thank you for making things easy.

Thank you for clear explanations and friendly, professional communications via phone and email.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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