Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: DONNA

Easy, simple and stress free claim service

I appreciate the simplistic nature of the claim process. Hank needed a cyst removed and then had a complication of his incision opening up again after 2 weeks. The claim process was simple for both events, thank you!
5

out of 5

POSTED: | BY: Brianna

Quick Claims Processing

Nationwide processes claims within two days of uploading documentation. While you do have to pay the vet directly, Nationwide often compensates within 5 business days. They also have an app where you can upload a picture of the receipt for ease of use. I have had no issues with either emergency or wellness claims.
5

out of 5

POSTED: | BY: Albert

Fabulous

If it ain't broke, don't fix it! Keep up the excellent service.
5

out of 5

POSTED: | BY: Suzanne

Very happy statisfied repeat customer of Nationwide pet insurance.

I have been a Nationwide customer for three years now. All my experiences have been positive and I appreciate the simplicity of the new claim filing process!
5

out of 5

POSTED: | BY: Lori

Great service!

Jake got hurt and required some ongoing medical treatments- in the end, Nationwide paid the claim per the coverage we chose. We are very satisfied!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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