Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,240

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Ann

Absolutely no complaints - just hoping the price doesn't increase so much this year.

I am extremely happy with the ease of claims, coverage and reimbursement. The reason for only 8 stars is if the rates continue to rise by $20+ per month, however, I will need to start shopping for other insurance. I have an extremely healthy, young (2 year old) extremely well bred dog who barely meets her deductible every year -- I don't think I should be penalized so heavily monthly for having a healthy pet.
5

out of 5

POSTED: | BY: Robert

Yeti doing better with your guys help!

Yeti doing better with his paws and having Nationwide insurance made it easy and affordable for me to have him seen and get better!
5

out of 5

POSTED: | BY: Steve

I’ve learned the hard way... this insurance is a must have financially and for peace of mind.

Filing is easy. Reimbursement is quick. Customer service rep I spoke to was like talking to a family member. 10/10. Great experience. I’ll insure all my dogs through nationwide forever. I’ve recommended to many many people.
5

out of 5

POSTED: | BY: Kristen

Excellent, prompt service

Thank you for your prompt response to our claim! We greatly appreciate the service and your generous support in the cost of Olive’s surgery! She is on the mend partly because of your company. Stay safe.
5

out of 5

POSTED: | BY: Debbie

Excellent coverage and Service

Excellent!! Only Insurance I refer people to!!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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