Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kim

Peace of Mind

I have confidence knowing that my pet insurance is there to support me giving me peace of mind. My Sadie is happy and healthy because of regular checkups and vet care. I don’t have to worry about unforeseen health issues.
5

out of 5

POSTED: | BY: Cheryl Rose

Coverage has been great

Huli is a working search dog and is always out training with me. Anytime there has been an issue. Nationwide response has been quick and reimbursement excellent.
5

out of 5

POSTED: | BY: Karen

Excellent

I have peace of mind having pet insurance for the first time. I have had a lot of dogs in my past and I have spent several thousands of dollars keeping them healthy and safe. It is comforting when the vet tells you something is wrong and needs to be treated and financially you know you will have some assistance with the bills. With that being said, I wish the deductible was not so high.
5

out of 5

POSTED: | BY: Kristy Tolbert

I’ll never own another pet without Nationwide coverage!

Fast claim turnaround, which was extremely helpful. I’m so grateful to Nationwide for the excellent and comprehensive coverage. He is doing very well now!
5

out of 5

POSTED: | BY: Walter Elmore

Very good support on processing claims and issuing reimbursement

Claims process resulted in very prompt reimbursement. It would be a little easier if the claim form could be filled out on line and then only scanning the supporting invoice would be necessary - but this is a minor inconvenience

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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