Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,776

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Joanne

Insurance Assurance!

I have had Nationwide Pet Insurance for our dogs over the years and the coverage, process and service has been consistently excellent. It is very important to read your policy and understand the terms but the representatives are ALWAYS helpful. While you may think pet insurance is costly, one incident of illness or injury can be thousands of dollars. nationwide has offered us assurance and has covered the expected expenses.
5

out of 5

POSTED: | BY: Kim

Easy process and reassuring to know Nationwide is there for our dog

Such an easy process. I wish human insurance worked so well
5

out of 5

POSTED: | BY: Kathy

?

I would never have a pet without medical insurance.
4

out of 5

POSTED: | BY: Anzhelika

My claim got approved... eventually

Everything would be great if I just didn’t have to go through a hassle of having to submit and then re-submit the same documents a few more times, waiting and hoping for the claim to be approved after each time. I did not find the process pleasant or fast, but I am glad in the end my claim did get approved. This is why I’m rating this experience a 7.
5

out of 5

POSTED: | BY: Shouhua

Timely Claim Processing

Claims are processed in timely manner with clear explanation.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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