Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,246

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kathleen

Nationwide is professional and quick to react with payment sent to me within two weeks

Nationwide is always there to help. Easy to speak to someone. Very accommodating.
5

out of 5

POSTED: | BY: Casey

Thank you

I'm grateful for all of the help and ability to keep my old boy as happy and healthy as possible.
5

out of 5

POSTED: | BY: James

Insurance Claim

I submitted my claim and received a check the following week. Wasn’t expecting it to be so easy. I took a picture of my receipt and submitted it through the app.
5

out of 5

POSTED: | BY: Lela

Charlie’s Health

Charlie has been covered since a puppy, knowing the day would come that we might have to choose not to treat him because of the cost. He has run into health issues as of late and your insurance has enabled us to keep him at his best.
5

out of 5

POSTED: | BY: David

Great Service

The direct deposit process has certainly made it easier and faster for us to receive our reimbursement. Thank you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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