Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Patricia

Nationwide makes it possible for me to take care of Bentlie.

Nationwide is a must for any pet owner.
5

out of 5

POSTED: | BY: Amanda

Simple

Submitting claims is simple and fast.
5

out of 5

POSTED: | BY: Rocco

Have to take care of my best friend

He is doing a lot better after his injury in fact he is back to normal. Nationwide pet insurance is a must have if your going to have a pet and give them the quality of life they deserve. Mookie is my best friend and I wouldn’t want anything to happen to him.
5

out of 5

POSTED: | BY: Lilly

Pet insurance made easy.

I was very pleased with how easy everything was when having to file a claim, from calling customer service and getting information to receiving reimbursement. Thank you!
5

out of 5

POSTED: | BY: Candace

Fast and efficient

My aging cats are healthy (they are brother and sister). I have their teeth cleaned annually. Cleo, the female, required extractions and then one area became infected. Our vet at VCA is so great and gave me options for what we could do. I opted for the antibiotic injection so we would not have another round of anesthesia. The antibiotic worked and she is back to her old cantankerous self. It was very helpful to have the insurance pick up the expense from the extractions and the antibiotic.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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