Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Stephanie Green

Claims paid quickly.

I never remember what my policy covers. I trust the claims department completely to pay claims according to my coverage. Never have had a problem with a claim and claims are paid quickly.
5

out of 5

POSTED: | BY: Paula J

Fantastic insurance!

Yes, it is frustrating to have to pay up front, especially on some costly bills we have had, however, this gives me peace of mind we can go anywhere and still have most of her emergency/unexpected visits covered in addition to full coverage on routine care. We plan to enroll our dogs when we get them too! Customer service and reimbursement are both timely!
5

out of 5

POSTED: | BY: Greg Jensen

Happy Customer

Love that the claim process is so easy!
5

out of 5

POSTED: | BY: Norma Sierra

great customer service with peace of mind

It was super easy to file the claim. Although Mia went for a wellness exam and vaccines, I know the heartache of having to suffer along with a fur baby that is very I'll and trying to provide the best care possible on a limited budget. I am so glad for nationwide. After using the insurance I have peace of mind that if Mia would need care due to an illness or injury I would be able to give her the care and attention she needs without an additional burden of cost. Thank you
5

out of 5

POSTED: | BY: Marie Viola

Greatly appreciate all you do!

Overall I am very happy with my coverage!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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