Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Randy

Easy to use

Nationwide is easy to use and covers just about everything.
5

out of 5

POSTED: | BY: LINDA

EXCELLENT

This is our second dog we have insured with Nationwide. I wish this was my human insurance. Our dog three years ago was born with 2 kidney that were not fully formed. We learned her fate when she was spayed as her health was failing. We found out we would lose her by the time she was 2.5 yrs. We did lose her but Nationwide never dropped us, they paid over $12,000 in vet bills, prescription dog food and even the holistic visits I took her to. Often an email came with a message to ask how Curry was doing. All our claims were paid 90%. Each time I spoke to a rep they were knowledgeable, friendly and accommodating. I have nothing but praise for this company.
5

out of 5

POSTED: | BY: Suzanne

Easy to complete a claim

very knowledgeable staff and friendly
5

out of 5

POSTED: | BY: AMANDA

So far excellent service

Sophee has definitely improved with her new diet prescribed by the vet. She has not vomited or had diarrhea in over a week. Happy happy happy and a lot less stress. Thanking the vet and this pet insurance which has made it easier for me to cope with my stressful situation.. Thank you thank you. PS I know my dog eat thanks you too
5

out of 5

POSTED: | BY: MARY

Great Experience

Used the online claim process. It was easy and my claim was processed quickly and I received my reimbursement very quickly! Thanks!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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