Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Skip Rutherford

There when you and your pet need them.

With veterinarian costs rising, it’s great to have a company help take some of the financial burden off pet owners shoulders. Nationwide has been great to us.
5

out of 5

POSTED: | BY: Julie

If you have pets you need Nationwide!

Whether your pet is like mine, a frequent visitor to the vet or the kind who just needs well visits, having Nationwide pet insurance can help you save so much money. It’s definitely worth it!
5

out of 5

POSTED: | BY: Cathy

I recommend Nationwide to all of my friends.

Nationwide has been so easy to put in claims, especially now that you can do it online. They are quick to respond and quick to pay the claim. I am very grateful, because the last few years have been difficult. My dog has had several health issues, so having Nationwide has been a blessing, otherwise I would not have been able to afford to keep her alive. Thank you so much Nationwide!!!!
5

out of 5

POSTED: | BY: David K

Nationwide has been a life saver! Literally.

I was skeptical about signing up for pet insurance. Several of my friends told me it’s not worth it and it wouldn’t pay for itself. First, let me just say, if insurance doesn’t pay for itself - consider yourself lucky! That means you didn’t need to use it. However, Nationwide has really come through for me on several occasions. The bulk of my cat’s vet visits are for a preexisting condition, so they’re not covered. But I’ve had several large vet bills that have been covered. Nationwide has seriously saved my cat’s life. I maxed out my credit cards paying for treatments. I wouldn’t have been able to continue if Nationwide hadn’t come through for me. Thank you Nationwide! You have a customer for life!
5

out of 5

POSTED: | BY: Hollea Miller

You are wonderful!

Claims are easy to file and payment is prompt. This is terrific insurance.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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