Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,260

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elisa

So easy and helped us give our pets the care they deserve.

Easy as take a photo, upload and get paid. I couldn’t believe how much I got back. Makes me not even hesitate when I am concerned about my boys.
5

out of 5

POSTED: | BY: REBECCA

Nationwide Pet provides excellent service and coverage.

Excellent service and coverage
5

out of 5

POSTED: | BY: Shirley

The best

I believe this is the best pet insurance around. Never have a problem with a claim and the pricing is very fair. I recommend pet insurance to all individuals I know to have it for their pet.
4

out of 5

POSTED: | BY: HELEN

Dog insurance is needed & Nationwide has proven why!

I'm happy to say that in crunch time Nationwide has come through and covered my pups when needed. Sophie recently was found to have kidney stones and rushed into emergency surgery all during COVID-19 quarantine. The vet was quick acting and the surgeon was fantastic then to top off a perfect road to recovery, Nationwide stepped in and covered almost half the cost of the procedure. I will never have another dog without having it covered for major medical.
5

out of 5

POSTED: | BY: Patti

Great Customer Service

Owning a new puppy comes with a lot of challenges! We want to do the best we can for Ajax which includes his healthy puppy vet visits. We also want to make sure he receives the vet care he needs for sickness or injury. Having your pet insurance definitely helps. It is easy to make our monthly auto payments, file claims and receive direct deposit reimbursements. Your customer service team is very professional, friendly and helpful when we have questions. I would definitely recommend to other pet parents.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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