Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,771

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anne

Nationwide has been a great insurance company for my dog giving me security knowing we are covered.

Thankful for having Nationwide as my dogs insurance company. Easy to work with and quick to cover claims. I often recommend them to others. Having insurance for my dog takes away any concern about financial hardship should my dog get sick.
5

out of 5

POSTED: | BY: susan

Best decision I've made insuring my two pups right when we got them

I couldn't be happier with our decision to get pet insurance
5

out of 5

POSTED: | BY: Paul

Very easy to submit claim, very important in my book

10/10
5

out of 5

POSTED: | BY: Valorie

This is my first experience using pet insurance

with the cost of veterinary care being so high , it is such a releif to have Nationwide reimbursement for alot of the care for my two Cavapoos. I have never had pet insurance before and now I would never be without it!
5

out of 5

POSTED: | BY: Aretina

Nationwide is awesome and my dog is driving me crazy so she's clearly feeling better.

Thank you Nationwide for providing me with great pet insurance as otherwise my little chihuahua would be a money pit. Yoki was very sick. She was vomiting non-stop and was very lethargic so we had to take her in to our vet clinic. Turns out she had gastritis and her change in food, along with medication, has put her on the mend. She's back to squeaking her ball nonstop, barking at all animals and cartoons on the t.v., and tearing up her new dog bed. So yeah...thanks for that. I should also note, I submitted my claim through the VitusVet app which was soooo easy - all I had to do was snap a pic of the bill and fill out a quick form and that was that. Also, my claim was processed very quickly (within a few days) and deposited directly into my account, which was great given the financial strain we are all in during this pandemic. Thank you so much Nationwide for all that you do to keep our crazy furry little creatures healthy!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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