Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ramon Ochoa

Excellent, Great customer service

Great
4

out of 5

POSTED: | BY: Patricia Pollack

Easy to get claims processed

My animal hospital transmits all my claims electronically to Nationwide and the turnaround time from time of submission to claim payment is about 3 weeks.
5

out of 5

POSTED: | BY: Mike Morris

Awesome!

Gus is doing well thank you. He had the Girardia parasite. The medicine took care of the issue. His recent tests showed he is fee of the parasite.
5

out of 5

POSTED: | BY: richard t

good company

the only thing I ask is not to raise the rates every year!
5

out of 5

POSTED: | BY: Susan Guice

Friendly, easy, fair

My first experience with nationwide was the telephone customer service rep(s). Both were very knowledgeable and very very personable. I could tell that they love animals. The claims process was easy, and very fair. Fairly quick I must say. I had difficulty uploading my files onto your web service. After I entered my email address, I never got a code via email. I tried 8-10 times. Never happened. So I had to mail the claim in.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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