Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,782

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tim

So Grateful!

People often question if pet insurance is worth the expense. Some years we may pay more than we get reimbursed for routine appointments and vaccines. However, when the BIG things have come up, like dental surgery and cancer (for two of our dogs), Nationwide reimbursed us 100% of the very large expense - SO worth it!! The claims are very easy to submit and we appreciate how quickly they are processed. We especially love the convenience of the direct deposits from Chase bank when we have reimbursements coming.
5

out of 5

POSTED: | BY: Sally

Dog dental bills are a pain but you guys made it painless to claim

I have 3 dogs so you can imagine how daunting the bills can get. I've always heard horror stories when it comes to dental costs for dogs, so I was expecting the worst when I found out that one of my dogs had broken her tooth and it had to be extracted. We found a specialist in our area who took great care of her but to no surprise, we received a hefty bill. Filing a claim and receiving my money took less than 2 weeks even during these strange times. It's really great to know that we have options like Nationwide pet insurance to ease the financial blow of taking care of our furry best friends. Thanks Nationwide!
5

out of 5

POSTED: | BY: Jenni

So easy the dog could do it.

Nationwide is so easy to use. It is easy yp upload reciepts andsubmit claims. Claims are proceesed quickly and the money is deposited within a few days.
5

out of 5

POSTED: | BY: Karen

I give Nationwide A+ rating.

I have the insurance for 2 months now. My 4 month Maltese has already had 2 emergency visits and 2 well visits. For all claims. Paperwork was simple. Mailed it in. They corresponded by email. Approved the claim. And for each claim I was promptly sent a check. ( I have $250 deductible, so that was subtracted). I am thoroughly pleased so far. Very glad I decided to take pet insurance. Her next appointment will be for spaying. And that is covered too. 👍👍
4

out of 5

POSTED: | BY: Brenda

need to lower your monthly premiums

need to lower your monthly premiums and maybe lower deductible to $50

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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