5
out of 5
POSTED: | BY: Kathy Re
Excellent
Fast turnaround and coverage is exactly what you say it is. Certainly worth the premium price.
4.8
out of 5
Number of reviews 21,417
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4
out of 5
POSTED: | BY: Mark H
I'm glad I have Nationwide pet insurance
Nationwide is rather expensive and then only covers a little more than half of Tonto's medical bills, but I would rather have it than not. The process is fairly easy. My vet submits the bills and then Nationwide denies whatever they can, paying me a portion because they know I have no alternative. I am satisfied with Nationwide, but not pleased.
4
out of 5
POSTED: | BY: Anu Kulkarni
Great company for pet insurance
Great company! We've got all our claims paid so far, it's hassle free.
5
out of 5
POSTED: | BY: Monica Turner
Smooth sailing after a rough start.
It was a bit of a learning curve to figure out exactly what documentation was expected when filing a claim, but now that I have it figured out (and my vet knows how to fill out my receipts), filing my claims has been pain free.
1
out of 5
POSTED: | BY: Holly Raley
Absolute fraud on your underwriters part
My little puppy had a scab on its tail, and your underwriter wrote a diagnosis of cellulitis that will carry with my dog for the rest of its life. Also a diagnosis for conjunctivitis, also assumed, and not verified. I am in the process of trying to get that reversed but they were not only rude to me they were rude to the vet and they’re trying to make up diagnosis that aren’t even true for my puppy. It’s absolute insurance fraud on your part. My puppy’s name is teddy, and our policy number is c2507485. I’m so upset by yourself service and assumed diagnoses by an inexperience underwriter. As soon as I get these diagnoses removed I will look for another agency. Terrible thing to do.
Monthly Cost
Policies start at approximately $12 per month.
Coverage
Nationwide offers a variety of plans offering varying levels of coverage.
The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees.
All Nationwide members have complimentary 24/7 access to vethelpline.
Payout Limits
Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances.
There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.
Deductible
Annual deductibles range from $0 to $1,000.
Most popular annual deductible for Whole Pet with Wellness is $250.
Age Limits
No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness.
Other plans may have age restrictions.
Waiting Period
14-day waiting period after application approved and payment of premium is received.
Exclusions
Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months).
Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most.
As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care.
In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.