Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,260

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle

Peace of mind

Thank goodness for Nationwide and their quick and easy claim reimbursement! It’s never a hassle and always fast do we know we won’t be carrying these high costs for long. We are able to make decisions for our baby’s health based on what is best for her and not money.
5

out of 5

POSTED: | BY: Bill

Nationwide provides outstanding service!

From our experience over the last four years Nationwide has provided great service.
5

out of 5

POSTED: | BY: Pom

I wish they did human health insurance!

The most comprehensive, transparent and straightforward pet insurance you could possibly imagine. I've used this company for four years for four animals after switching from a different insurance company. Our policy covers all our heath checks, immunizations, heart worm and tick medication AND any accident/illness claims. For general wellbeing alone I am breaking even. Add in illness/surgery claims and it's worth every penny. One of our dogs recently impaled her paw on a metal spike. Two surgeries, 38 visits to the vet and bills of over $4000 - reimbursed directly to my bank account within a week of claim submission with no debate, prevarication or delay. Imagine if our own health insurance companies worked like that!
5

out of 5

POSTED: | BY: Alexandra

Amazing Service

Just company and insurance- very happy!
5

out of 5

POSTED: | BY: Dawn

I wish all healthcare claims were this easy!

I'm so happy I chose Nationwide insurance. It's so easy to submit the claim and get reimbursed quickly. I don't have to think about what might be covered, pretty much everything is included. It's definitely made stressful vet visits a little less stressful. I've saved enough money in one year to pay for my insurance in the coming years!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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