Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Victor Alvarado

Great service

For the past 11 years we have been very happy with per insurance services It gives us peace of mind. We r grateful Junior has been overall a healthy boxer he does tend to be accident prone but in his old age he is slowing down a bit. We go on walks everyday he wakes up happy and energized, we cook his meals using whole grains and mostly organic vegetable and protein which we feel contributes to his overall health we are expecting many more years with Junior Thank you
5

out of 5

POSTED: | BY: Ann

Excellent

Fast, excellent responses. I am wondering if the next years price increase will again double? If so I may have to make some changes.
5

out of 5

POSTED: | BY: Rexford Parrish

SuperSpeedy Claim Service

I really appreciate the ease of filling a claim.
5

out of 5

POSTED: | BY: Betty

Delay Delay and more Delay

I had a very difficult time to try to get reimbursed on my dog's claims. Nationwide stated he claims never received even though I had someone assisting me. We had to try numerous times to have the claim/questionnaire sent from the Vets to Nationwide. Delays delays and more delays. Nationwide requested information about my dog before he was even born! My dog was at the breeder from May 2019 to December 2019. They insisted on information about him when he was weeks old! I didn't own him then. sigh. I would highly recommend Michelle Santos for monitoring the claim/questionnaire. If it was not for her, I'd still be waiting.
5

out of 5

POSTED: | BY: Amalia Colorado

Nationwide makes it so much easier!!

Have had nationwide for 6 years going on 7. Always a smooth process for claims and answers regarding claims. Amazing customer service.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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