Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Shannon

Extremely simple reimbursement process

I submitted the claims for both my cats thru the app, and received reimbursement in less than 3 weeks.
5

out of 5

POSTED: | BY: George Adkins

Thank you for being there for us!

Bumble is doing quite well. Thank you for always having our back.
5

out of 5

POSTED: | BY: Lee Ann

Great insurance for my fur baby

Very happy with the reimbursement received for my dog's last visit to the veterinary clinic.
4

out of 5

POSTED: | BY: Carmen Barker

Review claim DX

I had to call customer service because my dog’s claim wasn’t submitted under the right policy and Diagnosis. I always have to double check on my dogs that you have submitted my claims under right policies
5

out of 5

POSTED: | BY: Bear

Thank you for being awesome

Have had to file 4 claims in the past couple of months and have appreciated Nationwide's system of review and making the process very easy. They applied the deductions, which I was already aware of, and approved at least 90% of the claims after that. SO thankful, as we were not expecting so many emergency situations to come up as they did for our dog Bear. Really glad I joined Nationwide and totally recommend them.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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