Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 25,290

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Colleen

So glad I purchased this insurance.

I have been more than happy with the insurance I purchased for my dog. When submitting a claim for the first time I was really worried about what to submit and what not to. The rep told me "just submit every receipt you get and we will work through it" and that is exactly what they did. On the two claims that I have submitted I have been very happy with the reimbursement. It is a great comfort knowing I have this in place just in case.
5

out of 5

POSTED: | BY: Sarah

Convenient

Excellent
5

out of 5

POSTED: | BY: Gail

Seamless

Every thing has been very easy as far as submitting a claim. Customer service is always very helpful. So glad I have insurance on my pet!
5

out of 5

POSTED: | BY: Kim

OMG! This is great!!!! Easy, fast, perfect.

We have never had insurance before and I can't say enough. from the quote to the payoffs, Nationwide was sooooo fast and easy.
5

out of 5

POSTED: | BY: Elisa

Easy claim filing from start to finish

My 3 year old cat needed to have 3 teeth extracted about 2 weeks ago. The surgery went well (most importantly), and filing the claim with Nationwide was easy and the reimbursement was super quick. Very pleased with Nationwide pet insurance and would highly recommend them to anyone needing to purchase pet insurance.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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