Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: KELLY SIPERKO

Fantastic website, service and fast payments!

Love Nationwide Pet Insurance. Website now allows for electronic claim submissions making the process so easy. Fast payment and excellent customer service. Thank you for being there for our pets
5

out of 5

POSTED: | BY: Lori Zack

Thank you for prompt claim payments♥️

Premiums are pricey. Please consider lower costs. We want to keep our pets covered, but costly prices need to come down. Feel taken advantage of because we love our pets so much.
5

out of 5

POSTED: | BY: Carolyn Takata

Easiest Insurance Claim process ever experienced

There's a great app that allows you to automatically forward claim to Nationwide via picture. Couldn't be any easier. They automatically make a direct deposit into bank account with your authorization. Claim are viewed on a timely basis so i don't have to worry about keeping track of submission date. So far, i feel confident in the service they sell. It's been a great experience.
5

out of 5

POSTED: | BY: Caity Watson

Beyond Thankful

My husband and I swear we’ll never own another dog without insurance... Our chocolate lab, Millie, is a frequent flyer at the vet and after this months pending surgery will have had a total of 5 surgeries. She’s been plagued with knee problems over the last 3-4 years and it’s been a pretty rough go. To say we’re greatful for her insurance is an understatement.
5

out of 5

POSTED: | BY: Barbara Sulik

During turbulent times this payment helped to off set the cost of the MRI

My dog needed a MRI to diagnose a back problem that was very painful. I was grateful that Nationwide was able to cover most of the cost of the exam. With rest and limited activity he should pull through.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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