Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ginette

Nationwide is a Necessity

Lucy came to me unexpectedly and I thank God she did, and I thank God I have Nationwide for her insurance. She would have cost me a small fortune if I didn't have Nationwide, they have covered just about every penny. Love them.
5

out of 5

POSTED: | BY: Virginia Mueller

Absolutely the best pet insurance.

My husband and I had no idea of how often our Shula will be seen by the vet when we brought her home at a young age of 9 weeks. We are so fortunate to have Nationawide on our side. V&T
5

out of 5

POSTED: | BY: David

Helped keep our dog affordable

Claim was easy to file and the check arrived in a reasonable amount of time.
5

out of 5

POSTED: | BY: Lori Lareau

I recommend to my friends & family to get pet insurance.

I have had Nationwide pet insurance for over 8 years and have been extremely happy.
5

out of 5

POSTED: | BY: Jean Klappenberger

Nationwide Pet Insurance is the best investment I ever made!!

We adopted Roxy, a female mastiff, in June of 2018. The rescue recommended we get pet insurance. Roxy has since been through surgery for ligament tears on both her right and left hind legs: Surgery on the right hind leg performed in Dec. 2018 and then a second surgery performed in March 2019 on the left hind leg. Each surgery cost just under $5,000 after all the follow up and PT visits. Nationwide Pet Insurance enabled us to afford to help Roxy - I don't know what we would have done with out it. Roxy is now like the bionic dog, stronger and faster then she was before! Thank you Nationwide!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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