Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,858

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: colleen

The coverage and ease of use has been great

Very happy that I purchased the insurance... it has been great so far and now i don't hesitate taking my pet to the vet.
5

out of 5

POSTED: | BY: Mike

Nationwide makes it easy

Nationwide makes it quick and easy to file the claim and the funds were reimbursed quickly so I could keep the focus on my pet and nothing else!
5

out of 5

POSTED: | BY: Linda

Should cover more on the insurance, & definitely need friendlier customer service

Need friendlier customer service people & to cover more on every year maintenance items for your pet.
5

out of 5

POSTED: | BY: Charlene

I love Nationwide Pet Insurance

My late husband and I have carried Nationwide Pet Insurance, formerly VPI Pet Insurance, on our Yorkies since 1987, when after paying our first veterinarian bill, I laughingly asked why pets can't be insured like me for doctor visits and the Technician pointed me to the VPI Pet Insurance brochures. I once tried another insurer, but when our Yorkie at the time had to go into emergency care, the resulting bill out of pocket was $3000+, I went back to Nationwide. I now carry both Wellness and Illness coverage at a very good reimbursement rate. The monthly premium is justified considering my return on expenditure. The key is to SUBMIT CLAIMS for both Wellness visits, and for medical visit!
5

out of 5

POSTED: | BY: Bonnie

BEST insurance EVER! Worth every penny

My bluetick Ruby, has had a rough patch THIS last year and Nationwide has been INCREDIBLE! Quick payment and the ease of submitting a claim is awesome! We love the Vitus vet app. I'm so thankful UCHealth offers this as a benefit for their employees at a great rate! THANK YOU!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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