Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kirsten

Great reimbursement! No hassles.

I don't have to think twice about taking my dog to the vet if anything is wrong with him. The reimbursement is easy and timely. I love that preventative health care is included. Many humans don't have this level of coverage!
5

out of 5

POSTED: | BY: LINDA

Nationwide is very quick with payments

Took our dog to the vet for her yearly check up..turns out that she has a low thyroid. Submitted my claim to Nationwide
5

out of 5

POSTED: | BY: Steven

Fair, Fast and Easy Claims Processing

Claims processing is very quick and easy. Always fair. It's really great that everything can be processed online and claims payments transferred directly to my bank account. No problems in over 15 year, probably 20 years I've used this service for several of my dogs.
5

out of 5

POSTED: | BY: Meredith

Best pet insurance ever!

I am SO thankful we bought the most comprehensive coverage for our little girl. She has been through a lot lately, as have we, and NationWide Insurance has made our loves so much easier. Thank you!
5

out of 5

POSTED: | BY: Tammy

I'm thankful for Nationwide Pet Insurance, It has been great for us!

After taking care of an elderly dog that we had since a puppy...we spent a lot of money and time to try and help him. We, then, welcomed a new puppy into our home. I decided to look into pet insurance and see what was covered in the event of an emergency. I always thought that whatever could happen to one of my animals...just wouldn't be covered...so I looked further into it and did the math...I have been pleasantly surprised and thankful I decided to give pet insurance a try. We are even reimbursed for wellness items and preventative care.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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