Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,902

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: M.

Knowing that we had Nationwide saved us from panic when our dog got injured.

We could tell our toy poodle was in pain and she cried whenever we tried to pick her up. Our regular vet sent us to the emergency vet hospital for the diagnostic work that she needed. After an MRI, she was diagnosed with a herniated disk and had to have surgery. The vet bills were mounting, and I was starting to panic because it was getting very expensive. After a deep breath, I remembered I had Nationwide Pet coverage and the relief was immediate. We could then concentrate on getting our dog well. She has recovered 100%. Nationwide paid our claims promptly, and without any glitches. Fantastic company! I recommend them highly.
5

out of 5

POSTED: | BY: Stephen

Better service than my own health insurance.

Wow just great all around.
5

out of 5

POSTED: | BY: Edward

Nationwide Pet Insurance is unbelievably good, in coverage, claims, and speed.

I continue to be amazed with the amount of coverage offered, the ease of filing a claim, and the efficiency with which the claim is evaluated and paid. Pet insurance is never inexpensive, but I think Nationwide provides the greatest dollar value for Pet Insurance.
2

out of 5

POSTED: | BY: Laurie

Not happy

My French Bulldog ripped her vulva from repeated scooting. She has allergies. She scratches everything & gets yeast in places! The vet suggested cutting back the wrinkles and skin folds to alleviate moisture and yeast. Nationwide decided her wrinkles are a congenital Defect and refused to pay for the surgery. I could not afford it but had to have it done for the sake If my dog! Nationwide will find a way to twist the symptoms so they fit in the fine print of a congenital defect to avoid paying for surgery. I just got a new puppy and am shopping around for a different insurance company for her. That really sucks.
5

out of 5

POSTED: | BY: TODD

GREATEST PET INSURANCE EVER ! !

When my wife ( Linda ) picked up our Yellow Lab Puppy (Sandi)up out of a litter, I knew that our New Family Member was going to need protection before she can protect us. We did our Pet Insurance Research and found that Nationwide by far have the Best Coverage available for our price range. We love the fact that the Wellness Coverage was a Bonus, including the Unforeseen Emergency Situations . The filing of Claims & Response by Nationwide had far exceeded my expectations. So, when our son got Two Chocolate Labs for our Grand-kids , I consulted him into purchasing the Nationwide Insurance for Tobie & Coco . Sandi is Three Years old and two leg surgeries later, her attitude has never changed from that puppy from the basket.. Thank You Nationwide ! Todd & Linda Las Vegas , NV

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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