Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jenni Hart

So easy the dog could do it.

Nationwide is so easy to use. It is easy yp upload reciepts andsubmit claims. Claims are proceesed quickly and the money is deposited within a few days.
5

out of 5

POSTED: | BY: Karen Musetti

I give Nationwide A+ rating.

I have the insurance for 2 months now. My 4 month Maltese has already had 2 emergency visits and 2 well visits. For all claims. Paperwork was simple. Mailed it in. They corresponded by email. Approved the claim. And for each claim I was promptly sent a check. ( I have $250 deductible, so that was subtracted). I am thoroughly pleased so far. Very glad I decided to take pet insurance. Her next appointment will be for spaying. And that is covered too. 👍👍
4

out of 5

POSTED: | BY: Brenda Manchester

need to lower your monthly premiums

need to lower your monthly premiums and maybe lower deductible to $50
5

out of 5

POSTED: | BY: Debbie Marshall

Wonderful claim service

Very satisfied
5

out of 5

POSTED: | BY: Barb Fisher

Fast, compassionate customer service and claim payments.

I appreciate the generous coverage for Abby. Claims were paid for her initial, traditional treatments over a period of months after she became lame. (X-rays showed calcification in a shoulder ligament.) When treatments failed to help, Nationwide allowed for alternate treatments of cold laser therapy and acupuncture. I know Nationwide will help me keep Abby comfortable for the rest of her life. I have recommended Nationwide to several other pet owners. Thank you.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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