Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lisa

Excellent all around. Insurance payment quick, simple.

Layla came home with me January 6, 2019 at 10 weeks. I completely forgot about getting her insurance. Cleaning I found my reminder, she was about to have her annual so too late. She went off her puppy preventatives to adult and was insured for that and her spay. I wish human insurance was this great. Recommend Nationwide to all my friends with pets, they're great..so easy. Layla is heathly as can be so next claim likely in 2021.
5

out of 5

POSTED: | BY: Michelle

Thank you!

I’ve been paying for insurance for years and haven’t had to use it which is great but it was amazing to be able to take my dog to the vet and not feel worried about how much insurance was going to cover. In a stressful moment when my dog got a fox tail in his paw, I was relieved to know I was well taken care of and quickly got my refund from VCA (like before my credit card was even due!)
5

out of 5

POSTED: | BY: Kelly

It's great to have ease of mind.

I love having pet insurance (and getting most of my vet bill reimbursed every time I visit) because it gives us ease of mind. We never hesitate to take Indy to the vet when we think there might be something wrong. While nothing dramatic has happened yet, I know we'll get a significant amount of financial through insurance when it does!
5

out of 5

POSTED: | BY: Louis

Excellent in every way

I am so glad and relieved I got this Pet insurance for my dog. He became quite ill shortly after I got the insurance. Submitting the claims was a breeze. There was absolutely no hassle and the reimbursement came in the mail and saved me from what would have been major Medical expense for my dog. I will never go without this insurance again. Iris well worth it.
5

out of 5

POSTED: | BY: Christine

Always awesome!!

Any time I've reached out to Nationwide, everyone is always so helpful, patient and thorough. I have two dogs with policies and have been a member for many years. (I was a member of VPI Pet Insurance before the acquisition by Nationwide). No complaints and will stay a member.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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