Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Haylee

Patience is key!

My claim took a bit longer than 30 days to process which was frustrating, but the call reps I spoke with throughout the process were very nice. Once my claim processed, I was surprised at how much I got reimbursed. I’ve had Nationwide Pet Insurance for only 2 months now, and i’ve saved hundreds with only TWO vet visits. Definitely worth it!
5

out of 5

POSTED: | BY: amalia

wonderful!

no surprises- coverages/reimbursements have been as expected. customer service was very nice and helpful when i was missing a check. only improvement: claim submission and EOB review could be more user friendly. submission is relatively easy via VitusVet app, but would be nice to see it integrated with the Nationwide platform for easier record keeping and access.
5

out of 5

POSTED: | BY: Michael

I am very happy with Nationwide.

We always when asked advise pet Mom's and Dad's to purchase insurance for there pets. When asked to recommend one Nationwide is the one we suggest.
5

out of 5

POSTED: | BY: saundra

Good Service

good service
5

out of 5

POSTED: | BY: Brianna

Very helpful and quick to provide me a claim for most of the bill!

I had to wait a few days after the vet visit to get all the necessary paperwork and observe my dog for any new symptoms. And I was still able to submit my claim and received over half of the amount back.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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