Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,871

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Linh

Owner

Good and fast service
5

out of 5

POSTED: | BY: Stanley

Making claim reading easier

Nationwide has courtesy staff and the 24 hr vet showed compassion when my emergency took form
5

out of 5

POSTED: | BY: Gary

Excellent

All good, just more expensive then most I have looked at
5

out of 5

POSTED: | BY: Denise

This is the best pet insurance I’ve had

This is the best pet insurance I’ve had thus far. It is very reasonable in cost and the reimbursement rate is excellent. They are very courteous friendly and wonderful customer service. They are expedient with reimbursement. I’m very happy with the service I have received.
5

out of 5

POSTED: | BY: Heather

Best pet insurance - SUPER EFFICIENT

Every claim is processed so quickly that the money is back in my account almost as fast as the vet bill goes through. I can submit a claim online in 10 seconds by attaching the PDF of the invoice and I'm on my way. This is no comparison to human health insurance which is slow and difficult and never pays what you think you should get.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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