Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Morgan

Better than expected

Haven't had to file a claim until recently and I was worried that this insurance would be worth it. I was convinced they wouldn't reimburse my claim. My cat was diagnosed with cancer and let me tell you, it has been so worth it. All my claims have been approved in 2-3 days. It gives us comfort knowing we can choose the best care for the remainder of his life because we planned ahead.
5

out of 5

POSTED: | BY: Kevin Kuczka

I really appreciate the ease of filing a claim

While it took a bit to initially sign up for the Insurance 2 years ago since that time all the claims have been processed very quickly with very little issues. I really appreciate Nationwide. I have also referred several other people to Nationwide's Pet Insurance. Thank you
5

out of 5

POSTED: | BY: Craig Miller

Complete awesomeness

These guys rock! From the start of the sign up of our dog onto the plan to each claim we've had, everything is super smooth and easy to work. Even had an email exchange with a very nice claims person asking for additional documentation. Super friendly, helpful and most importantly, personable. Yes, that makes a huge difference with me dealing with companies, especially insurance companies that can be so stuffy.
5

out of 5

POSTED: | BY: Jay Shelby

Simple, easy claims. Quick reimbursement

Excellent coverage. Easy claims.
5

out of 5

POSTED: | BY: Tim Connick

Excellent service, ease of use

Excellent service, ease of use

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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