Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Chris Williams

Better than my own insurance

My dog has had her share of incidents that needed medical attention. These visits can get expensive very fast and I am so happy I decided to get insurance years ago because it’s worth every penny. Nationwide is hands down the best pet insurance folks out there. Policy is simple, straight forward and they don’t make claims difficult at all.
5

out of 5

POSTED: | BY: Amber

Fast reimbursement !!

I recently had to bring my cat for multiple visits due to an infection. The claims were almost all covered other than a few items. The reimbursement process was easy and I was always reimbursed within a week of submitting claims. Thank you nationwide!
5

out of 5

POSTED: | BY: TROY ODONNELL

Our experience with your services have always been consistent, professional, and processed in a timely manner. Awesome!!!

Our experience with your services have always been consistent, professional, and processed in a timely manner. Awesome!!!
4

out of 5

POSTED: | BY: Naomi K

"BLESSING" DISAPPOINTED! that you stopped reimbursing for Hills I/D Digestive Care Prescription Diet canned food IMPORTANT!

Per Dr. Eby at Northern Animal Clinic in Midland, MI: "Sasha Rose needs to Hill's Prescription Diet I/D canned food for her digestive tract & terrible allergies. You did reimburse for it, and somebody at you office advised me recently that last September (2019) I approved a change in her coverage. I WAS NOT AWARE OF IT. I will keep the insurance, especially for costly injury repairs., etc. Thanks for asking: The broken toe is fully recovered. PLEASE RECONSIDER MY COVERAGE AND REIMBURSE FOR THAT HILL'S I/D FOOD SHE NEEDS. Thanks, Naomi K. Haebler, nkh41495@aol.com PO Box 274, Sanford, MI 48657 989-687-2487 or 989-600-8340
5

out of 5

POSTED: | BY: Karem Montemayor

Effortless claims

The Claim process has always been easy for Toni. I submit my bill, and they send me a refund check. I wish the process was a little faster, but otherwise, it's smooth.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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