Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: dian geyer

i am happy with my MOWGLI pet insurance

My 3-legged Mowgli was limping on his 2 front legs. possible trauma. He went to vet for evaluation and was put on rimydil and gabapentin for 2 weeks. Still not able to climb 2 steps. back to vet for more pills and did blood work due to meds. Mowgli was given 2 more weeks of meds and seems to be doing better, I hope
5

out of 5

POSTED: | BY: Rosemary Delgado

Best Pet Insurance

I have had VPI for my dogs since 1994. I have been very happy with this company. They take careful consideration into all the claims I submit. They are compassionate people and send emails to check on my dog’s health and well-being.
5

out of 5

POSTED: | BY: Christine Livingston

Easy

My experience filing a claim was easy. I submitted the claim and the funds went to my bank by direct deposit. I was slightly confused by the Chase bank email to accept the deposit. Otherwise no problems.
4

out of 5

POSTED: | BY: Michael Neff

I appreciate the quick handling of claims

Quick claims handling. It helps me budget for unexpected pet expenses. I was not aware of the per year, per diagnosis cap on claims but it still helps. You could probably just put the premium amounts in a savings account each month and use that but I don't have enough willpower to do it.
5

out of 5

POSTED: | BY: Shira Manley

Otis is feeling better!

Our 5 year old Great Dane recently had a growth removed from his front left paw. He is doing very well. We are happy to have insurance on our Great Danes because big dogs have big vet bills.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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