Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Randi Fields

This is a literal LIFESAVER

My Pug had to have emergency surgery to remove a blockage. It was life or death for him and without this policy we would not have been able to get the treatment to save our sweet boy. The reimbursement was complete and we received it very quickly (about a week). This saved his life and my finances. I'm so grateful to have had this policy!
5

out of 5

POSTED: | BY: Tasha Otto

The BEST Pet Insurance

I went with Nationwide for my puppy based off of what I read on an Internet search then making a phone call to speak with an agent. Best decision I made. The agent was so efficient and answered every question precisely and honestly, and trust me, I had A LOT of questions! Submitting a claim is the easiest thing I’ve ever done, especially using the VitusVet app!
5

out of 5

POSTED: | BY: Charlotte Farris

Very easy process

Very helpful
5

out of 5

POSTED: | BY: Deidri Nanna

Exceeded my expectations

Fantastic experience with my recent claim. Mobile filing was a breeze and I received payment much quicker than I expected. This was a great example of extraordinary care!!
5

out of 5

POSTED: | BY: Sabrina

I wish my health insurance was as easy!

My pup is a senior so I thought my rates would be unaffordable. I was wrong. Not only is filing a claim (online) easy, reimbursement is quick and deposited directly into my bank account. The ability to phone in and speak to a vet ahead of making a visit to the vet is extremely appreciated. Everyone I have spoken to at Nationwide has been kind and extremely helpful. I suggest Nationwide Insurance to all my friends and co-workers with pets! No regrets~ and when we adopted a kitten I promptly called Nationwide to have him covered as well!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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