Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Paula Daulton

Pleased this far with coverage

10
5

out of 5

POSTED: | BY: Gail C

Easy Claim Submission

I have insured my pets for years. I would not ever look elsewhere. Every contact with customer service has been exceptional. All questions answered and representative are very helpful
5

out of 5

POSTED: | BY: Sharon ONeill

Thank you.

Having lost a dog to lymphoma a few years ago, when we got Rana (Raina), the first thing I did was look for really good pet insurance and settled on Nationwide. It is a blessing. Raina started having a problem with standing about two months ago. She a young dog. Her diagnosis is not solid yet, but it's looking like an autoimmune issue. We're waiting for final test results, but so far she's been seen by an orthopedic vet and now an internist, who has really narrowed down her issue and she's being treated with prednisone and an anti-biotic with really good results so far. Waiting for test results from NC University (I think that's the school) about the issue.
5

out of 5

POSTED: | BY: Linda Boyce

Payment in claims

I have a claim outstanding now for over a months in excess of $300. Shiloh has a full coverage policy. What is taking so long?
5

out of 5

POSTED: | BY: Marc A.

I really appreciate NW insurance because I don't have to give a second thought to bringing Milo to the vet!

I really appreciate NW insurance because I don't have to give a second thought to bringing Milo to the vet!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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