Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Karina

ALWAYS AMAZING

Nationwide let insurance is always clear, is always on time and it’s always great !
3

out of 5

POSTED: | BY: Jen

Pre Existing Condition?

I was very upset when my claim was denied for my seven year old dog’s ear infection. Apparently having one other ear infection in her life makes it a pre existing condition and therefore not covered? I though that is what insurance was for?
5

out of 5

POSTED: | BY: Jennifer

A Lifetime of Care

Both of my dachshunds have had coverage with Nationwide (once VPI). They were generally very healthy but had a few surgeries etc. and of course well care. We were always grateful that we decided to get coverage as soon as we brought our puppies home.
5

out of 5

POSTED: | BY: Donna

The Best Pet Insurance!!! I refer anyone and everyone to Nationwide

It is without doubt the best thing I ever did to protect my fur baby. Thank you!
5

out of 5

POSTED: | BY: Racquel

Nationwide is THE Best

We rescued Lola as a puppy and she has allergies and some other minor issues. Nationwide has been wonderful and so easy to work with and has helped us tremendously with the costs we have incurred trying to give her the best life. I highly recommend Nationwide Pet Insurance. The ease of submitting a claim is second to none and the amount of money that the company covers, less your deductible, is very generous. So thank you Nationwide for helping us take the best possible care of Lola, who has stolen all our hearts!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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