Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jean Archer

Dependable

Very dependable insurance with no issues regarding our claims and payments.
5

out of 5

POSTED: | BY: Janet

This insurance is the best investment!

I thank you so much for sending an email, checking on Scamper, and also for the 24/7 vet hot line information. I just wish you had total health insurance for older pets. That would help a great deal for pet owners. It is when pets are older that they need the most care. Sometimes pets are not adopted until they ARE older, when it would be too late to get them fully covered.
5

out of 5

POSTED: | BY: Neville Bhacka

Nationwide really is on my side.

Callie needed a TPLO and we were so thankful that we had the insurance.
5

out of 5

POSTED: | BY: Debi

Best Insurance

This insurance is quite pricey but well worth the money. I can make the claim on my phone in less than 5 minutes and will have my money within a week. They have approved all of my claims from emergency visits, surgeries and therapy. It gives me peace of mind knowing I have Nationwide for Lucy.
5

out of 5

POSTED: | BY: Ariela Alpert

Relieved that Nationwide was there

My dog made several trips to the vet this year unfortunately ie. Allergies, sprained foot Once I paid my deductible, nationwide paid the rest of my bills without question. Speedy reimbursement (within a few days) was a bonus!!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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