5
out of 5
POSTED: | BY: Emrick Jenkins
Very easy to get claims finalized
Very easy to get claims finalized
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4.6
out of 5
Number of reviews 5,901
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: NATHAN R.
Good experience so far
Good experience. Very clear on coverage and explanation of benefits.
5
out of 5
POSTED: | BY: AR
Fast and smooth
Claim was handled and I received the money in my bank account via Zelle in less than a week!
5
out of 5
POSTED: | BY: Karen Pratt
No hassle with any claims and they…
No hassle with any claims and they reimburse quickly. Great experience.
1
out of 5
POSTED: | BY: AP
Horrific company, akin to UnitedHealthCare.
MetLife loves to take money from unsuspecting pet owners after being loyal to them for years without usage. This past renewal beginning 6-17-25, has an almost 50% markup from the prior year. They aren’t able to justify the high cost and yet now I’m stuck paying $150 or leave. Then my dog has “pre existing conditions” and other insurances won’t take him. I feel stuck and as if MetLife is exploiting pet owners on a daily basis.
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!