MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,294

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Allisen Grabowski

Easily accessible

Easily accessible
5

out of 5

POSTED: | BY: customer

I am extremely happy with my pet…

I am extremely happy with my pet insurance thru Met Pet Insurance. Have been with your company for 3 years now and couldn’t ask for a better experience. Thank you for providing my insurance for my pet. I tell everyone looking for insurance for their pet. “There’s NO better insurance than Met Pet. Thank you
5

out of 5

POSTED: | BY: Mark Anderson

Now that our pet is in the Met Life…

Now that our pet is in the Met Life System, the payment process went very smoothly and was done quickly. Loading the documents was easy and fast.
5

out of 5

POSTED: | BY: Sarah

It's so easy to submit a claim.

It's so easy to submit a claim.
4

out of 5

POSTED: | BY: Cleopatra Raissi

The insurance is great but check for wait times

Overall the insurance is great with the coverage and price being better than other plans. However, you have to be very mindful when signing up to be sure there is no wait time for any component going into effect. When I signed up for two of my cats there was no wait time but when I signed up my 3rd cat there was a wait time for illness and I did not fully understand the implications which meant that anything the vet noticed at the initial exam (in my case the cat had diarrhea and a possible heart murmur) was considered preexisting and will never be covered. This has resulted in them excluding reimbursement portions of standard biannual tests including fecal exams (which are part of a test package of blood and fecal) from my claims. Also, while the customer service reps are empathetic it’s better to talk to a manager when trying to resolve claim issues. Jess has been more responsive and helpful than others.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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