5
out of 5
POSTED: | BY: Anthony Macchio
Luna
It was easy to apply
Read more on Trustpilot
4.6
out of 5
Number of reviews 5,950
2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year
Reimbursement for up to 90% of vet costs
Coverage for pets of any age and breed, and no lifetime or per incident limits
Get a quote in 2 minutes or less
5
out of 5
POSTED: | BY: Paul Bullara
Very easy to submit the claims in all…
Very easy to submit the claims in all the paperwork that goes with it. Metropolitan does a great job of keeping you informed of the process of your claim.
5
out of 5
POSTED: | BY: customer
Claims processing was quick and payment…
Claims processing was quick and payment came through fast
5
out of 5
POSTED: | BY: Linda Deogny
Clear communication on phone.
Clear communication on phone.
Very hard to load the paperwork on the computer, my cursor didn't seem to line up weill
5
out of 5
Monthly Cost
The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.
Coverage
Reimbursement for up to 90% of vet costs.
Payout Limits
Deductible
Customizable deductibles from $50-$500
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Accident – policy effective date (1 day waiting period); Illness – 14 days
Exclusions
Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!