MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,806

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Barb

Creating claims is easy

Creating claims is easy. Communication from MetLife is very helpful (email stating claim received, being processed and approved)
5

out of 5

POSTED: | BY: Teresa

Pet insurance with MetLife is easy

It is very easy to file a claim. The claims are settled quickly. The communication is great.
5

out of 5

POSTED: | BY: Karen Kelly

Amazing coverage and service

My cat was having problems with her mouth and had to have work done. I was not sure if it would be covered but I thought I would just submit the invoice. Without any questions they researched it and reimbursed me ( minus co pay) with like 3-5 days. I could not have asked for better coverage or service.
4

out of 5

POSTED: | BY: Michelle Watkinson

Comprehensive pet insurance

I really like the overall pet insurance coverage we have for both our dogs. We chose preventative and sick care. Thankfully, we don't always need to use the sick coverage and appreciate that we receive a credit towards olthe overall coverage amount when it's unused. One issue we have experienced is inconsistent approval processing where there are significant delays and requests for notes when we provided them previously for a reoccurring issue. I found this to be frustrating.
5

out of 5

POSTED: | BY: Holly

Signing up

Signing up, setting up my profile and filing my claim after our vet visits was all a breeze!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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