MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,747

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
1

out of 5

POSTED: | BY: Alan

Refund Ignored, Claim Unjustly Denied – Extremely Frustrated

I’ve been trying to obtain a refund for a deposit I paid toward a covered spay surgery. Despite multiple calls and emails, I’ve received no response or reimbursement. The lack of communication from MetLife Pet has been extremely frustrating and unprofessional. On top of that, a separate claim was denied on the grounds of a “preexisting condition,” even though that diagnosis was not present prior to the policy start date. My veterinarian submitted a formal attestation confirming it was not preexisting, but MetLife still upheld the denial after their so-called review process. This experience has been incredibly disappointing. Between the ignored refund and the unfair claims handling, I cannot recommend MetLife Pet to anyone looking for reliable or responsive coverage for their pet.
5

out of 5

POSTED: | BY: Penny

awesome coverage and spped

They are really quick in reimbursing the invoices and submitting claims in the app takes only 1 min.
5

out of 5

POSTED: | BY: James Presuto

MetLife pet has been an amazing…

MetLife pet has been an amazing insurance company to work with. Their customer service team is very helpful and the insurance is amazing.
5

out of 5

POSTED: | BY: STACEY HESSLER

MetLife has been a great partner for my…

MetLife has been a great partner for my dog and cats' healthcare needs. They are responsive at all levels and pay for all the things they say they will in their contract. No tricks, no changes, no fuss! MetLife Pet Insurance makes me feel secure in the care I can provide for my pet and I recommend them to everyone!
5

out of 5

POSTED: | BY: Amy Campbell

Great customer service & competitive…

Great customer service & competitive costs. Also easy to file claims. Having pet insurance takes all the worry out of making those trips to the vet!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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