MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 8,261

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Raeline Davis

Metlife Petinsurance is awesome

Metlife Petinsurance is awesome! Easy to use and always covers needed items for my cats. They are quick to reimburse as well. I feel their monthly fees are very reasonable.
3

out of 5

POSTED: | BY: Trever Ball

Plan selection was easy, but coverage was unclear.

Selecting options was easy, however, it was unclear what was covered without the optional preventative care. For instance, is spaying covered under the plan, or is the optional preventative insurance required for that to be covered. And at what level is it covered.
5

out of 5

POSTED: | BY: Tren

Easy to understand and enroll.

Easy to understand and enroll. Looking forward to seeing what it offers for my Fur-Baby!
4

out of 5

POSTED: | BY: Denise Dattoli

Fast claim processing and love the…

Fast claim processing and love the Zelle payment option
5

out of 5

POSTED: | BY: Elyse

I have nothing bad to say about…

I have nothing bad to say about Metlife. Sure it can take sometimes 2 or 3 weeks to get reimbursed, but I haven't had any problems getting reimbursed. They have been a life saver to me! I love the peace of mind that comes with knowing I am covered if my fur babies have an emergency or illness. I also really am so grateful they help pay for prescription pet food. I've had a cat with rodent ulcers and allergies that have been a nightmare to figure out what's causing them. Metlife is such a blessing to me!

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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