MetLife | Pet Insurance Review

4.6

out of 5

Number of reviews 5,801

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: Celia Manlove

Great pet insurance plan! Good coverage

Good coverage, reasonable premiums and great claims service
5

out of 5

POSTED: | BY: Cynthia Gilbert

Fast accurate review of claim and…

Fast accurate review of claim and reimbursement!
5

out of 5

POSTED: | BY: AMANDA

I’ve had a really easy process so far…

I’ve had a really easy process so far with submitting claims- quick response, clear breakdown of coverage, and once approved rapid payouts. I appreciating having MetLife for my senior cat and if you’ve ever questioned the affordability of taking you pet in to the vet this gives me a lot of peace of mind.
5

out of 5

POSTED: | BY: TeresaDebra6 PreveDebra

Karlie's care

They took good care of me and the bill.
1

out of 5

POSTED: | BY: ANTOINETTE Toni Cosmi

Nasty automated emails and unable to actually talk to a claims person for specific info

Every time I put in a claim and send invoices, I get an email weeks later that they need more information. I have given you EVERYTHING that was asked for. I called and talked to someone after I resubmitted everything for the second time, and days later I get another email that I need to send in more information. Your company acts like your clients are trying to rob you. It was a wellness visit with immunizations- standard stuff and I sent everything, and they are still saying they need more. It seems that this is standard policy to hold off on paying people.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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