MetLife | Pet Insurance Review

4.7

out of 5

Number of reviews 9,784

2022, 2023, 2024 and 2025 Winner of Pet Insurance of the Year Reimbursement for up to 90% of vet costs Coverage for pets of any age and breed, and no lifetime or per incident limits Get a quote in 2 minutes or less
5

out of 5

POSTED: | BY: customer

Best service

Best service! I will recommend to friends. Fast reimbursement. Excellent customer service. Willingness to help customers who have questions.
5

out of 5

POSTED: | BY: Steve

The process for submission and…

The process for submission and reimbursement of covered expenses is very efficient.
5

out of 5

POSTED: | BY: Shannon

The peace of mind…

The peace of mind that comes with having this insurance is wonderful! We've had a few claims, and they have been handled in a timely manner. I am glad we decided to get the cats insured with MetLife.
5

out of 5

POSTED: | BY: Monya

I find that the customer service is…

I find that the customer service is really good! In the beginning I wasn't aware of what i needed to submit. Someone cared to help me. I thought that was great!
5

out of 5

POSTED: | BY: Francheska

Incredibly efficient claim review time

Incredibly efficient claim review time. Submitted my extensive claim Monday 12/22 and received the reimbursement by 12/26/25 EVEN WITH THE HOLIDAYS! I've been with metlife for 2 years now and I don't have a single complaint.

Monthly Cost

The cost of pet insurance depends on a variety of factors, including the species, breed, sex, and age of your pet. Where you live also helps determine what you pay. The type of coverage you need will affect costs, too.

Coverage

Reimbursement for up to 90% of vet costs.

Payout Limits

Deductible

Customizable deductibles from $50-$500

Age Limits

No upper age limits. Pets must be at least 8 weeks old to enroll.

Waiting Period

Accident – policy effective date (1 day waiting period); Illness – 14 days

Exclusions

Protect your pet’s health and your wallet with MetLife Pet Insurance. With a hassle-free claims process, convenient mobile app, and reimbursement in less than two weeks, it’s easy to take the best care of your pet. Get a quote in two minutes or less!

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